| This is the time! The day you have been longing | | | | newsletter wrote: "I have been following your gold |
| for, but perhaps not so sure about. The desk | | | | suggestions since December of 2001 and have |
| may be cleared and everyone is admiring the | | | | made a barrel of money. The ten gold stocks you |
| presentation gold watch in its smart box. You | | | | recommend now, if held since then, are up about |
| may even have your retirement lump sum-could | | | | 500% on average. Not too shabby while gold |
| be the largest sum of money you have seen in | | | | bullion is up about 70%, a 7-1 ratio." |
| your life. It is a good feeling but can also be an | | | | Currently, world gold demand exceeds global gold |
| intimidating one. Now more than any time you | | | | supply by 60%-100% annually; as the mines |
| need good investment advice. Even in being | | | | cannot extract gold fast enough to meet this |
| careful, you face financial risks at retirement time. | | | | demand. A shortage leads to higher prices. |
| The Main Risks Are | | | | Nobody can guarantee that anything will last |
| - Longevity: the risk of outliving your assets is | | | | forever, but in the short term the gold price will |
| very real. | | | | rise. |
| - Inflation: the inexorable price-rise in goods and | | | | So what shape could your gold investments be in? |
| services will eat away at the purchasing power of | | | | Just as you can diversify your overall portfolio, |
| your hard-earned savings. | | | | you can also diversify the gold part of it. Gold |
| - Asset allocation: if you haven't chosen the right | | | | investing takes three main forms: |
| mix of investments, your portfolio could fail to | | | | 1. Owning physical gold-the safest, "insurance" part |
| grow. | | | | of it. And the most exciting part? When you hold |
| - Health care expense: you need a reliable source | | | | gold in your hands for the first time, you |
| of income to cover rising health-care costs. | | | | understand why it has generated such a passion |
| - Withdrawal rate: if you withdraw too much too | | | | through time! |
| soon, you are in trouble. | | | | 2. Gold stock-investment in quality gold mines. This |
| To be Secure In Your Retirement Investing: | | | | is for the "growth" part of your portfolio. |
| - Diversify | | | | 3. Gold derivatives-only for those who are not |
| - Safety First | | | | averse to risks! |
| - Build Continued Growth. | | | | Some people may give you a strange look if you |
| With this in mind have you considered gold | | | | are talking of gold investing! There are great ideas |
| investing? | | | | floating around: |
| 1) DIVERSIFICATION | | | | - Gold provides no return. But it doesn't need to-it |
| Whether your investment approach is | | | | keeps going up in value! |
| conservative or aggressive, gold investing can | | | | - Central banks will sell their gold. They have in the |
| play a vital role in the diversification of your | | | | past and have recently realized it is not a wise |
| portfolio. Most experts recommend a gold holding | | | | policy. |
| of 5%-10%. | | | | - The government could confiscate gold. It is true |
| 2) SAFETY | | | | that this happened in 1933. But things have |
| As we painfully learned from the NASDAQ bust, | | | | changed so much since that time; the chances of |
| any stock, no matter how seductive it may | | | | this now are virtually nil. |
| seem, always has the potential to plunge to zero. | | | | If others are uneasy about gold investing, all the |
| This will never happen with gold. Life is full of | | | | more reason for you to do it and do it well! So |
| unpredictables-hurricanes, tornadoes, terrorist | | | | that you can enjoy your golden years! |
| attacks. Gold investing is the perfect way to | | | | Summary: |
| protect the foundations of your portfolio from an | | | | The main factors of gold investment are… |
| unpredictable future. | | | | To be mindful of your retirement with |
| 3) GROWTH | | | | diversification, safety and growth. With these in |
| Recently, a long-term subscriber to an investment | | | | mind, you will do wonderfully well to consider gold. |